Learn

Short, jargon-free reads on the money stuff nobody taught you. Start anywhere.

TFSA vs RA: which should you start first?

Both save you tax, but in opposite ways. Here's how to choose between a tax-free savings account and a retirement annuity when you're starting out.

6 min read

Your first payslip, explained line by line

Gross vs net, PAYE, UIF, and why your take-home is smaller than your offer letter said. A jargon-free tour of a South African payslip.

7 min read

Medical aid tax credits: the refund hiding in your payslip

SARS pays you back a fixed amount every month for being on a medical scheme. Here's how the medical scheme fees tax credit works and how to check you're getting it.

5 min read

Build your emergency fund before anything else

Before the TFSA, before extra debt payments, before investing: why one to three months of expenses in cash is your first money goal.

5 min read

Gap cover: the insurance nobody explains at your first job

Medical aid doesn't always pay what specialists charge. Gap cover fills the difference — here's how it works and when it's worth it.

5 min read